Money Strategies that Work
Achieve a level of financial independence most only dream of.
Empowering clients
Take charge of your own financial issues—you should be the one in control.
Enjoy a substantial amount of retirement money through simple saving and spending plans.
Finish well—
A motto by which to plan your life.
Have you ever thought about why “65” is the magic number for retirement?
It’s thanks to Franklin Delano Roosevelt that we all think that 65 is when we should be done working—and somehow, if we go beyond that, we’ve failed in some way.
But think about this—who says you’re no longer “useful” to the work-a-day world when you turn 65?
Some people have planned well for retirement and can quit at 65—and not have to worry about money for the rest of their lives.
Unfortunately, most middle Americans don’t have that luxury.
The decisions you make in your 50s and 60s make a HUGE difference in how you’re going to live in your 70s and 80s.
Choices you make in your middle years can change the trajectory of your financial well being.
I'm James Steele
I believe in the power of Holistic Money Management
Some people do the best work of their lives in the seventies—some in their forties—some even in their eighties. The point is that you should live your life fully at all times, and always from a holistic viewpoint. This means looking at all aspects of life—physical, emotional, even spiritual. Your financial health and well-being is no exception.
If you plan to retire at 65, but you don’t have enough to cover even your daily expenses, then maybe it’s okay to find another job. One you enjoy, one that will give you purpose. This is looking at life holistically.
I believe that money management is tied directly to how you live your life day-to-day. If you need to reinvent yourself late in life—go for it!
I’ve done it a number of times, going from a remodeling specialist interested in residential design, to knowing how business works, to ultimately becoming an Independent Advisory Representative with Horter Investment Management as well as an insurance agent specializing in life insurance and annuities with guarantees that keep your money safe and a steady income for the remainder of your life. (And I started at the lowest rung possible on the insurance ladder, selling burial policies to people very dear to me who lived pay-check to pay-check and would never be able to have a decent funeral otherwise.)
Life is meant to be lived to its fullest. Plan well for your future so you are able to enjoy life in the present.
MONEY TIPS
Free Tips & 'How-To' Information
Updated every 1 to 3 weeks, this webinar series will provide you great insights into how money works.
Hosted by key industry leaders, you will learn helpful hints and little-known secrets on how to save, keep, grow, and protect your money.
Pause the video for more options and links to free downloads on the video topic.
Visit Often. Topics change regularly.
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“Remember where you came from,
appreciate where you are,
focus on where you’re going.”
~ N. Nicaspro
Take Control of Your Financial Future -
No Luck or Guesswork Required!
Free Download!
CLICK BELOW to download a free chapter of My Family Financial Miracle by my friend and colleague, Merle Gilley.
He’s helped thousands take control of their money, and you might find his ideas useful.
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Plan – Invest – Insure—the foundation of holistic money management
People too often approach their finances in a haphazard way. When they get paid, maybe some of their paycheck goes into a 401K, maybe not. They pay their bills, maybe they save some. The rest they spend.
There is no plan. This hurts you. But life happens. If you don’t have a plan on how to handle those inevitable dips and turns, then it can be highly detrimental.
Planning is the big umbrella that covers it all, and good planning starts with sound education.
You need to know your options. You need to know how to manage the downsides to have better upside potential. While this is stock market terminology, it also applies very well to life.
As an Investment Advisor Representative, I am a fiduciary. This means that I have my client’s best interests at heart. I am also indepdenent, so I can use a number of resources and know about many products that can help you achieve your goals.
You can have a guaranteed income. You can have a positive cash flow throughout your life.
You can craft a financial plan that handles the level of risk specific to you—and risk is as personal as your fingerprint. Maybe you’re okay with risk. That means you can put more of your savings into the market.
But maybe you’re not okay with risk. There are ways to handle that as well.
If your investments are tied to the market in such a way that you will be hurt financially in the next crash, you need to consider alternatives.
- You can take advantage of savings vehicles that protect your savings while still earning market-like returns.
- You can have an income stream for life—guaranteed!
- And there is even a way for you to spend money and save it at the same time. This allows you to pay for the big-ticket items, like college, weddings, and even your retirement!
It is up to you to decide how you want to move forward—with or without a financial plan, with or without a backup for those inevitable emergencies.
I am here to help you understand what your options are—options that are not based in emotions that can easily get out of control— but options that are unbiased and based on what you need for your own personal financial plan.
I invite you to call me!
100% Free Consultation
Financial, retirement and insurance planning all begins with a simple conversation.
Retirement Planning
It's never to late or too early to start. The important thing is to Start Today.
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I’m interested in finding out about you and what you need for your money.
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I look forward to meeting you.
2024 Strategic Performance, LLC
(703) 893-9394
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Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through TriQuest USA. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Insurance and annuity products are not sold through Horter Investment Management, LLC (“Horter”). Horter does not endorse any annuity or insurance products nor does it guarantee their performance. Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies. All product guarantees depend on the insurance company’s financial strength and claims-paying ability.